Legal

Terms & Conditions

Last updated: July 2026. Please read these terms carefully before using ayktech.in.

1. Acceptance of Terms

By accessing or using ayktech.in, you agree to these Terms & Conditions. If you do not agree, please do not use this website.

2. Intellectual Property

All content on ayktech.in — including the AYK Technologies name, logo, design, code, and written content — is the property of AYK Technologies unless otherwise noted, and may not be copied or reused without permission.

3. Calculator & Tool Disclaimer

Tools under /labs (EMI, SIP, tax, interest, and other calculators) provide estimates for informational purposes only. Results are not financial, legal, or tax advice, and may differ from figures calculated by banks, lenders, or official authorities. Always verify important financial decisions with a qualified professional.

4. No Financial Advice

Nothing on this website constitutes financial, investment, tax, or legal advice. AYK Technologies is a software product studio, not a licensed financial advisor.

5. Product Status

Products listed on our Apps page (including SaveSense, PaisaBook, and other listed apps) are shown with their current, honest development status. A product being listed does not guarantee availability, and features may change before launch.

6. External Links

Our site links to related sites such as ayktech.com and savesense.in, and to third-party services like WhatsApp. We are not responsible for the content or practices of external websites you visit via these links.

7. Copyright

© 2026 AYK Technologies. All rights reserved.

8. Governing Law

These terms are governed by the laws of India. Any disputes arising from use of this website will be subject to the jurisdiction of Indian courts.

9. Changes to These Terms

We may update these Terms & Conditions from time to time. Continued use of the site after changes are posted constitutes acceptance of the updated terms.

10. Contact Us

Questions about these terms? Email us at support@ayktech.in.